Pinnacle Property
Pinnacle’s reputation has been built on delivering great results for our clients. The team has a very balanced blend of experience in Banking, Lending, Property and business management. Having worked in banking before specialising in Property (development, financing and brokering), we truly understand what is needed for a Borrower and a Lender to do good business together.
We guide our clients through the lending process whilst at the same time acting as a key partner to the lender in providing them with a case which is worth lending on. Our results speak for themselves.
Tony Lynam
Partner
Our Services
Our Approach
1. Initial Meeting With A Partner
One of our Partners will discuss all high-level case details with you and explore potential options. By the end of the first meeting, you will have a clear understanding of the type(s) of loan facility which will work for you and what further information will be required from you in order to proceed.
2. Analysis And Pricing
Our Partner and his team will evaluate a range of options based on your first meeting and then follow up with a discussion on pricing structures with you; providing we have the necessary scheme structure and financial appraisals, this will typically be within 1 week of the initial meeting.
3. Issue Of Outline Terms
We will select the most appropriate lender(s) from our panel of trusted partners and following an internal discussion with an appointed Relationship Director and credit departments, you will receive initial heads of terms outlining the proposed loan facilities. The team will set up an introductory meeting and walk you through the lending process and requirements for information for next stages.
4. The Credit Process
Our Partner, the appointed Relationship Director and a support team is in place to work with you through to completion.
Following provision of information, the team will compile a report to be submitted to the lender credit forum, seeking formal sanction. Credit backed terms will be issued. To get to this stage, takes typically 6 – 8 weeks from initial meeting.
5. Final Legals & Valuations
Upon credit sanction, your Relationship team will appoint lawyers and valuers to work on behalf of the lender and oversee all aspects through to completion and draw-down of funds. We will continue to work on your behalf with the lender to ensure all issue are resolved quickly.
Client Feedback
“We were recommended to use Pinnacle’s services by mutual contacts and have never looked back since. The team have arranged a number of large loan facilities for us and continue to work with us both strategically and tactically, often on a weekly basis, as we grow our portfolio. No job is too difficult an the team are ever available. It is refreshing to be able to call on our lenders at weekends when business dictates that need.”
“We have known the main parties at Pinnacle for over a decade. We have always found them to be approachable and pragmatic.
They have supported our business on a number of large projects in recent years and continue to lend their advice and expertise.”
“Our most recent success with Pinnacle involved arranging senior debt finance for an acquisition of over 200 units in the Midlands. We found our dealings throughout the process to be efficient within a very short period of time, where we didn’t even think it possible to achieve the testing timescales set. We are currently working with them on a number of new schemes and look forward to continuing to work with them in their no nonsense, straightforward and practical way.”
“I invited Tony to work with our newly created Real Estate division in early 2014 as a consultant, since which time he has consistently delivered high quality, high value and well-structured lending opportunities. To date, Tony and his Pinnacle team have enabled us to draw down on a multi-million portfolio of investment and development loans. The pipeline of further opportunities looks equally encouraging.”