We have established a highly respected track record for the speed of our decisions. We’re recognised for designing flexible, bespoke finance packages and we’re well known for quality of service, working alongside preferred lenders.
You’ll be supported by a dedicated relationship manager who will guide you every step of the way. We can arrange a range of asset-based lending solutions to meet your company’s needs.
During our early years we could see an influx of funds coming into the UK property market. We designed a model to put the banks in the shade. Our track record, backed by so many happy clients, speaks for itself.
Pinnacle’s reputation has been built on delivering great results for our clients. The team has a very balanced blend of experience in Banking, Lending, Property and business management. Having worked in banking before specialising in Property (development, financing and brokering), we truly understand what is needed for a Borrower and a Lender to do good business together. We guide our clients through the lending process whilst at the same time acting as a key partner to the lender in providing them with a case which is worth lending on. Our results speak for themselves.
Speed of decision making is key to a borrower and we have the track record for getting you that decision, more often than not, same day.
We are able to be so responsive due to the unrivalled knowledge within our team, able to design flexible and bespoke lending solutions to suit specific needs.
Extensive experience in providing a great customer relationship experience, working with a panel of lenders and enjoying very high levels of repeat business.
Initial Meeting With A Partner
One of our Partners will discuss all high-level case details with you and explore potential options. By the end of the first meeting, you will have a clear understanding of the type(s) of loan facility which will work for you and what further information will be required from you in order to proceed.
Analysis and Pricing
Our Partner and his team will evaluate a range of options based on your first meeting and then follow up with a discussion on pricing structures with you; providing we have the necessary scheme structure and financial appraisals, this will typically be within 1 week of the initial meeting.
Issue of Outline Terms
We will select the most appropriate lender(s) from our panel of trusted partners and following an internal discussion with an appointed Relationship Director and credit departments, you will receive initial heads of terms outlining the proposed loan facilities. The team will set up an introductory meeting and walk you through the lending process and requirements for information for next stages.
The Credit Process
Our Partner, the appointed Relationship Director and a support team is in place to work with you through to completion. Following provision of information, the team will compile a report to be submitted to the lender credit forum, seeking formal sanction. Credit backed terms will be issued. To get to this stage, takes typically 6 – 8 weeks from initial meeting.
Final Legals & Valuations
Upon credit sanction, your Relationship team will appoint lawyers and valuers to work on behalf of the lender and oversee all aspects through to completion and draw-down of funds. We will continue to work on your behalf with the lender to ensure all issue are resolved quickly.